Equipment finance in Lake Macquarie.

Equipment finance for Lake Macquarie rural operators covers the working kit of a small farm or lifestyle property: a ute, a small tractor, a slasher, a horse float. These are modest amounts by commercial agricultural standards, but the borrower still needs a lender who understands that a ute used on a rural property has a different purpose — and should have a different financing approach — than a passenger vehicle.

Clunes places small-ticket equipment finance for Lake Macquarie operators using Angle Finance and Macquarie Asset Finance, both of which are experienced with rural and semi-rural equipment. For operators who are new to rural finance, we also advise on chattel mortgage versus hire purchase and the tax treatment of each.